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Welcome to the Fall 2014 issues of HUB Connects - US. HUB Connects provides information on the current trends and topics impacting personal and business insurance, risk management and employee benefits strategies.

Personal:

Your life. Your family. Your home.

Condo Insurance and the CC&R: 4 Tips for Securing the Right Coverage - A Covenants, Conditions & Restrictions document is the most critical element in determining your condo insurance needs.

Determining Insurance Needs After Divorce - 5 focus areas to help you plan for the next phase of your life.

It's Called Life Insurance For a Reason: Everything You Need to Know about Living Insurance - 4 of the most common questions that stand in the way of your family's future security.

Smart Homes Create New Risks: How Technology Can Impact Your Insurance Coverage - Is acquiring the latest technology a no-brainer? Maybe not.

Business:

You've worked hard to build your business. Protect it.

Safeguarding Against Financial Theft and Fraud - Theft and fraud affect businesses of all sizes. Protect your business with these fraud prevention best practices.

Maintaining a Drug-Free Workplace in Spite of Legalized Medical Marijuana - Evolving state laws don't eliminate an employer's right to a drug-free workplace.

Staying Safe on the Job: Going Beyond OSHA - Valuable strategies to help your company meet or exceed OSHA compliance with limited resources.

Return to Work Programs are Good Medicine - These programs are a win/win for business owners and workers alike.

Employee Benefits:

Attract & RETAIN talent. IMPROVE your bottom line.

The Luxury Ride Ends Here: Prepare for the Cadillac Tax Today - How will your business be affected? Start preparing now to steer clear of this non-deductible excise tax.

The Power of Engagement: Educating Employees about their Benefits Can Maximize Your Bottom Line - Don't save the conversation for open enrollment. Improve your business performance through consistent communication.

Disability: What's the Real Risk? - Your employees may under-estimate their risk of disability. Learn how you can raise awareness and encourage responsible planning.

Improving Healthcare Costs and Outcomes in the Public Sector - The City of Arvada, CO offers a case study in improving employee health and productivity while reducing costs.

 

 

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